mattsmart

Why You Should Use Professional Property Managers

Many people cringe about the cost of using property managers to manage their investment property. Mostly because of the 7-8% commission they charge. The benefits for the advanced investor though far outweigh the somewhat small cost involved. Here’s ju... Read >

How Does Negative Gearing Work?

One of the biggest hurdles in purchasing the first investment property is getting your head around the fact it may be “losing" money every week. What is called negative gearing is the fact the cash flow of the property is negative-Its holding costs are mo... Read >

Getting Apartment Finance

There is the old question that comes up every now and then, - “Should I buy that studio apartment?" They are usually marketed with a very attractive rental return however that’s sometimes where the good news ends. Here is some of the “noise" that s... Read >

Investment Property Insurance

When it comes to your investment strategy there is nothing more important than protecting your assets you have worked so hard to acquire and build up. Insurance is a vital part of your asset protection however for many it is neglected and has terrible ... Read >

Steps To Buying Your First Property

1- Make the decision to buy. Buy doing this you have set a new goal! 2- Get finance approved. - This is a crucial step, and usually neglected until the last minute when you have found a home to buy. Find out what your purchasing power is and how it tie... Read >

New Mortgages For Apartments

Lending For Apartments and Small Units Most of us dream, as soon as we start to earn a living, to own a home of our own. While owning a large bungalow or a villa would be the perfect dream, we need to start somewhere and one of the simpler real estate ... Read >

Getting a Mortgage For Your Investment House

Investing in real estate is generally considered a safe investment in the longer run. Unlike the equity and commodity markets that keep fluctuating on a daily basis, real estate provides returns greater than inflation and fluctuates at a far lower rate, u... Read >

Is An Interest Only Loan For You

Interest Only Loans Or is a principal and interest loan better for you? This depends a lot on your situation and probably more on what you think the property market is going to do if you are an investor. Interest only loans have significant lower re... Read >

Methods To Pay Off Credit Card Debt

How To Pay Down Credit Cards How to pay down a credit card debt is a question on everyone's mind. People get really bogged down with mounting credit card debt and loans. Everyone is trying to sell us some form of credit from flashy cards with travel bo... Read >

Do Not Cross Collateralise Your Mortgages

Do Not Cross Collateralise Cross collateralisation occurs when the bank uses the security for one loan to secure another loan. What you want to aim for is to have any property you own, investment or otherwise, financed with free standing finance. Ho... Read >

The Steps To Choosing Your Mortgage Lender

Choosing Loan Lenders Technically a Mortgage lender is an institution which provides loans to people to purchase real estate. These institutions could be banks, credit unions, life insurance companies, trust companies that provides finance for buying l... Read >